Fha Attic Insulation Requirements

No flooring just stud trusses.

Fha attic insulation requirements.

This page was updated in january 2020 and to include the latest information on fha appraisal guidelines and requirements for 2020. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Clarifying that fha requires an inspection. Fha does not have a specific requirement for insulation.

If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser. Fha appraisers are required to observe the attic area. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. Home was built in 1984 but insulation was updated the roof can obviously be observed from the.

While federal and in some cases state guidelines for insulation levels are merely recommendations the local building code is the true authority over insulation requirements. A vapor barrier must be present on the warm side of insulation to prevent moisture problems. Federal housing administration fha loans must meet safety. Inspection the attic must be examined whether access is by pull down stairway or scuttle.

Nrca guidelines regarding attic ventilation nrca recommends designers provide at least 1 square foot of nfva for every 150 square feet of attic space 1 150 ventilation ratio measured at the attic floor level ceiling. Attic and crawl space inspection requirements. At a minimum the appraiser must enter head and shoulders into the attic. Unless the attic is used as a habitable space attic insulation should be installed between the rafters of the attic floor rather than the attic ceiling.

All appropriate approaches must be utilized when applicable. Recommended insulation levels for retrofitting existing wood framed buildings. Ensuring that mixed use properties comply with zoning. Cost and income approach for value.

Existing 3 4 inches of insulation. The house must beek building code so this may be where the hang up is. Add insulation to attic. Recessed lights or fans that protrude into the attic space should not be covered by insulation.